Buying A House - Where Do I Even Start?

Buying a house is a big decision and being armed with good information is the first step toward a better experience. When it comes to buying a home there are so many things to consider other than just the style of house.

1. Where do I even start?
I recommend you start with a REALTOR®. A REALTOR® can help you with your decision and when you are ready to buy they can help you find your home, get your paper work in order, and guide you through the entire process from searching to closing.

Myth: It is better to work with several agents than just one.
In fact, as members of the MLS (Multiple Listing Service) we are all privy to the same information. Working with one agent will allow them to get to know exactly what your needs are and make it easier to get you into your ideal home.

2. Should I rent or buy?
This is a common question and the answer may be surprising. It is not always better to buy. I know – shocking. In reality the deciding factors will be your financial ability not only to pay a mortgage but also to maintain a property, your desire to be responsible for the upkeep of a property, and your willingness to stay in one place for a long period of time. An apartment is a lot more flexible in all three of those areas.

Myth: Homeownership makes you more stable.
Seriously? What will make you more stable is being responsible in knowing what is right for you at any given time.

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Take the Stress Out of Homebuying

Buying a home should be fun, not stressful. As you look for your dream home, keep in mind these tips for making the process as peaceful as possible.

1. Find a real estate agent who you connect with.
Home buying is not only a big financial commitment, but also an emotional one. It's critical that the REALTOR® you chose is both highly skilled and a good fit with your personality.

2. Remember, there's no "right" time to buy, just as there's no perfect time to sell.
If you find a home now, don't try to second-guess interest rates or the housing market by waiting longer - you risk losing out on the home of your dreams. The housing market usually doesn't change fast enough to make that much difference in price, and a good home won't stay on the market long.

Read More Of This Article From REALTOR® Magazine.

7 Reasons to Own Your Home

1. Tax breaks.
The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home.

2. Appreciation
Real estate has long-term, stable growth in value. While year-to-year fluctuations are normal, median existing-home sale prices have increased on average 6.5 percent each year from 1972 through 2005, and increased 88.5 percent over the last 10 years, according to the NATIONAL ASSOCIATION OF REALTORS®. In addition, the number of U.S. households is expected to rise 15 percent over the next decade, creating continued high demand for housing.

Read More Of This Article From REALTOR® Magazine.

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Gina S Soldano,AHWD,e-PRO®,SFR® Realtor®. Real Estate Agent proudly serving the Real Estate needs of Greater Boston North Shore Everett, Malden, Medford, Melrose, Revere, Chelsea, Woburn, Winchester, Saugus, Stoneham and surrounding communities.
National Association of Realtors®, Mutiple Listing Service®, Equal Opportunity Housing  Massachusetts Association of Realtors®   Eastern Middlesex Association of REALTORS®  At Home With Diversity Certification  e-PRO Certification  Short Sales and Foreclosure Resource Certification 

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