Preparing For The Sale Of Your Home.

One of the hardest things about selling a home for both the REALTOR® and the Seller is preparing it for sale.

For the Seller it is letting go of the emotional ties to the property:

1. The comfort of walking in everyday to familiar surroundings
2. Knowing every noise in the still of the night
3. A particular place to admire all of your collections
4. Family photos and mementos in every room1. The comfort of walking in everyday to familiar surroundings
5. The beautiful painting over the fireplace mantel
6. The mark each of your children left on the house

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What to do if You're Facing a Short Sale

If you're thinking of selling your home, and you expect that the total amount you owe on your mortgage will be greater than the selling price of your home, you may be facing a short sale. A short sale is one where the net proceeds from the sale won't cover your total mortgage obligation and closing costs, and you don't have other sources of money to cover the deficiency. A short sale is different from a foreclosure, which is when your lender takes title of your home through a lengthy legal process and then sells it.

1. Consider loan modification first.
If you are thinking of selling your home because of financial difficulties and you anticipate a short sale, first contact your lender to see if it has any programs to help you stay in your home. Your lender may agree to a modification such as: Refinancing your loan at a lower interest rate; providing a different payment plan to help you get caught up; or providing a forbearance period if your situation is temporary. When a loan modification still isn’t enough to relieve your financial problems, a short sale could be your best option if:

  • Your property is worth less than the total mortgage you owe on it.
  • You have a financial hardship, such as a job loss or major medical bills.
  • You have contacted your lender and it is willing to entertain a short sale.

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10 Tips for Moving With Pets

Moving to a new home can be stressful on your pets, but there are many things you can do to make the process as painless as possible. Experts at The Pet Realty Network in Naples, Fla., offer these helpful tips for easing the transition and keeping pets safe during the move.

1. Update your pet’s tag. Make sure your pet is wearing a sturdy collar with an identification tag that is labeled with your current contact information. The tag should include your destination location, telephone number, and cell phone number so that you can be reached immediately during the move.

2. Ask for veterinary records. If you’re moving far enough away that you’ll need a new vet, you should ask for a current copy of your pet’s vaccinations. You also can ask for your pet’s medical history to give to your new vet, although that can normally be faxed directly to the new medical-care provider upon request. Depending on your destination, your pet may need additional vaccinations, medications, and health certificates. Have your current vet's phone number handy in case of an emergency, or in case your new vet would like more information about your pet.

3. Keep medications and food on hand. Keep at least one week’s worth of food and medication with you in case of an emergency. Vets can’t write a prescription without a prior doctor/patient relationship, which can cause delays if you need medication right away. You may want to ask for an extra prescription refill before you move. The same preparation should be taken with special therapeutic foods — purchase an extra supply in case you can't find the food right away in your new area.

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Gina S Soldano,AHWD,e-PRO®,SFR® Realtor®. Real Estate Agent proudly serving the Real Estate needs of Greater Boston North Shore Everett, Malden, Medford, Melrose, Revere, Chelsea, Woburn, Winchester, Saugus, Stoneham and surrounding communities.
National Association of Realtors®, Mutiple Listing Service®, Equal Opportunity Housing  Massachusetts Association of Realtors®   Eastern Middlesex Association of REALTORS®  At Home With Diversity Certification  e-PRO Certification  Short Sales and Foreclosure Resource Certification 

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